At True Freedom Life, we believe every family — especially those who’ve served our nation — deserves financial protection they can count on.

EXPERT GUIDANCE

OUR LICENSED AGENTS HELP VETERANS AND FAMILIES FIND AFFORDABLE, TRUSTED LIFE INSURANCE COVERAGE.

PERSONALIZED PLANNING

WE TAILOR RECOMMENDATIONS BASED ON YOUR GOALS, HEALTH, AND BUDGET.

SUPPORT EVERY STEP

 WITH TRUE FREEDOM LIFE, YOU’RE NEVER ALONE — WE GUIDE YOU THROUGH THE ENTIRE PROCESS.

OUR POLICIES

We proudly offer a full range of insurance solutions tailored to your family’s needs and stage of life:

TERM LIFE INSURANCE

AFFORDABLE COVERAGE FOR 10–30 YEARS WITH A TAX-FREE DEATH BENEFIT. IDEAL FOR MORTGAGES OR TEMPORARY FINANCIAL NEEDS.

WHOLE LIFE INSURANCE

LIFETIME PROTECTION THAT BUILDS CASH VALUE. FIXED PREMIUMS AND GUARANTEED BENEFITS FOR YOUR LOVED ONES.

INDEXED UNIVERSAL LIFE (IUL)

FLEXIBLE LIFETIME COVERAGE LINKED TO MARKET PERFORMANCE — COMBINING PROTECTION AND GROWTH POTENTIAL.

FINAL EXPENSE INSURANCE

PERMANENT, LOW-COST COVERAGE TO EASE FUNERAL AND END-OF-LIFE EXPENSES FOR YOUR FAMILY.

WHY CHOOSE TRUE FREEDOM LIFE

We combine heart, experience, and access — so you can protect what matters most.

  • PARTNERED WITH 30+ TOP-RATED CARRIERS
  • DAY-ONE COVERAGE AVAILABLE FOR QUALIFIED APPLICANTS
  • AFFORDABLE PLANS FOR EVERY BUDGET AND HEALTH PROFILE
  • LICENSED, COMPASSIONATE ADVISORS WHO GUIDE YOU PERSONALLY
  • NATIONWIDE AVAILABILITY — SERVING FAMILIES IN ALL 50 STATES
Fully Responsive Policy Comparison Chart

Policy Comparison Chart

Feature Term Life Whole Life IUL Final Expense Annuities
Coverage Duration 10–30 Years Lifetime Lifetime Lifetime Flexible
Premiums Lowest Cost Fixed (Higher) Flexible Low, Fixed Flexible
Cash Value None Guaranteed Index-Tied Small Yes
Ideal For Temporary Needs Long-Term Planning Retirement + Protection Funeral Costs Retirement Income
Tax-Free Death Benefit ✔ ✔ ✔ ✔ —
Tax-Deferred Growth ✘ ✔ ✔ Limited ✔
Term Life
Coverage Duration: 10–30 Years
Premiums: Lowest Cost
Cash Value: None
Ideal For: Temporary Needs
Tax-Free Death Benefit: ✔
Tax-Deferred Growth: ✘
Whole Life
Coverage Duration: Lifetime
Premiums: Fixed (Higher)
Cash Value: Guaranteed
Ideal For: Long-Term Planning
Tax-Free Death Benefit: ✔
Tax-Deferred Growth: ✔
IUL
Coverage Duration: Lifetime
Premiums: Flexible
Cash Value: Index-Tied
Ideal For: Retirement + Protection
Tax-Free Death Benefit: ✔
Tax-Deferred Growth: ✔
Final Expense
Coverage Duration: Lifetime
Premiums: Low, Fixed
Cash Value: Small
Ideal For: Funeral Costs
Tax-Free Death Benefit: ✔
Tax-Deferred Growth: Limited
Annuities
Coverage Duration: Flexible
Premiums: Flexible
Cash Value: Yes
Ideal For: Retirement Income
Tax-Free Death Benefit: —
Tax-Deferred Growth: ✔

READY TO PROTECT YOUR FAMILY’S FUTURE?

GET STARTED TODAY BY EXPLORING YOUR COVERAGE OPTIONS AND CONNECTING WITH A LICENSED AGENT WHO WILL WALK YOU THROUGH THE PROCESS STEP BY STEP.

GET A FREE QUOTE

FIND OUT WHAT I QUALIFY FOR?

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PARTNER CARRIERS

We proudly partner with top-rated insurance carriers so our agents can offer the best products in the industry.

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FREQUENTLY ASKED QUESTIONS

How much life insurance do I need?

That depends on your income, debts, and family’s needs. Our advisors will help calculate the right amount to ensure full protection.

Can I qualify with health issues?

Yes — many of our partner carriers specialize in policies designed for individuals with pre-existing conditions.

How soon does coverage start?

In many cases, coverage can begin the same day your application is approved.

Is this only for veterans?

No — we proudly serve both veterans and families nationwide.

 

What makes True Freedom Life different?

We work with 30+ carriers, provide personalized guidance, and specialize in affordable, flexible coverage that fits your life — not the other way around.